This article discusses the need for two-factor authentication. Additionally how users can protect their personal data from online phishing. Moreover, what are the benefits of this authentication? So, without further discussion, let us dive right into the blog post.

You probably don’t go a day without logging into at least one account, whether it’s to check your email, post on social media, pay bills, give money to friends and family, or make an online purchase. Your accounts may contain sensitive financial and personal data. That’s why you use a password to protect them. Passwords, still are subject to cyber-attacks. However, there is a simple method to increase the security of your accounts: utilize two-factor authentication.

Why only a password is not enough?

Most of us are not aware of the two-factor authentication. However, know that we need to use strong passwords to protect personal data. But we need to remember that hackers have advanced hacking skills. For them to crack or steal the password is easy. 

• Hackers may guess your password.
• They can use phishing tricks to share the login credentials of any user.
• Hackers can use tools to guess your password if they only have your username. If the website lacks mechanisms to detect this type of attack, the hacker’s software may be able to test a large number of passwords.
• May Hackers also attempt to use your login and password to access any of your accounts. This works only if you use the same login and password in multiple places yet another reason to never repeat the same username and password.
• Attackers will create fraud phishing pages in order to fool you into disclosing your credentials. They’ll normally send you an email that appears to be from a credible source (e.g., Facebook), sending you to a normal-looking login page, but the site is an illegal site controlled by them. This is why it’s critical to pay great attention to the sender field as well as the URL for the login page. 

To overcome these problems you can use two-factor authentication. Sometimes it is also called two-step verification or multi-factor authentication.

How Two-Factor Authentication (F2A) Work?

F2A typically means protecting or securing your data from online phishing attacks by using two password-protection. By using this authentication it feels like protecting passwords by two locks on the door. If somehow hackers know your ID password but they can not to log in your account. They should know the second credential or authentication factor. 

There are different Two-Factor Authentication you can use-

• SMS text messages to log in to any site.
• You can use Google Authenticator, Authy, Duo Mobile, and others.
• In advance Biometrics (fingerprint, face-lock, scanners, etc.)
• Eludes password pins or secret questions.

Now let’s have a look at how two-factor authentication works-

• Someone who claims to own a piece of property, such as a mobile device, by connecting it to the system.
• A user inserts their login information (username and password) into a secure system.
• Verification: the system creates contact with the verification pins. Phones may show the verification code.
• The process is completed by the individual getting the verified items. The next step could be to enter the verification data and press the button on key fobes.

Note – Many other devices demand this verification process again and again when you need to log in to your device. If you using the same mobile or computer, you do not need to repeat this process again. It remembers the two-factor authentication code. However, if you log in from another device you need to repeat this process. 

Benefits of Two-Factor Authentication

2FA is not only needed for personal use. It is used by many organizations to protect their data. Multi-factor authentication is the only process to continue to spread security among phishing-simulation. 2FA only grows more common as more advanced security rules are demanded by compliance standards such as GDPR and NIST. In addition to how simple it is to use this two-factor authentication, IT teams, and employees can use it simply. 

Several benefits of 2FA are mentioned below:

• This authentication decreases the risk of cyber hacking.
• If any employees try to log in outside the organization to check any important mail or meeting and connect through an insecure WiFi network, you may be requested to confirm an additional element. This is due to the fact that they are using an untrustworthy location or connection.
• Two-factor authentication removes the headache of remembering passwords.

Conclusion

When you are dealing with either important data or personal data on a daily basis. So there might be a high chance of dealing with cyber-attacks and online phishing. To protect ourselves from the same many of us try to find different ways to protect data. But you do not need to worry about this. You can use two-factor authentication to protect your data from cybercrime.